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Credit Card Loan

Image by Chris Mok || @cr.mok

For a Credit Card Loan, the document list typically includes:

 

1. Credit Card Statement:

  • Recent credit card statement showing transaction history, credit limit, and outstanding balance.

 

2. Loan Application Form:

  • Duly filled loan application form (provided by the bank or credit card issuer).

 

3. Identity Proof:

  • PAN card, Aadhaar card, voter ID, passport, or driver's license.

 

4. Address Proof:

  • Recent utility bill, passport, Aadhaar card, rent agreement, or voter ID card.

 

5. Income Proof (if required by the lender):

  • Salary slips (for salaried individuals) or

  • Income tax returns (ITRs) for the last 2-3 years (for self-employed individuals).

  • Bank statements for the last 3-6 months.

 

6. PAN Card:

  • Copy of the PAN card for identity verification and to check credit history.

 

7. KYC Documents:

  • Aadhaar card, passport, voter ID card, or any other KYC document required by the bank.

 

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